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All State Verify Contractor License Requirements / Workers Compensation

 

How to Verify a Contractor's License and 

Workers Compensation Insurance Policy

 

 

What homeowners need to know:

  • The Contractor's License - is designed to protect homeowners from shoddy or "fly-by-night" contractors. In many states, Contractors may be required to purchase a Surety Bond and or/a General Liability Insurance Policy before the state will issue a license to conduct business within the state. You should always verify to make sure anyone you hire to do work on your home or property is licensed according to your State's requirements. Below I have posted information and requirements for contractors listed by state. I have also posted phone numbers and websites to help you verify your contractor or flooring installer before you hire them. Don't forget to check references too! 

 

  • The Surety Bond - Basically, a Surety Bond is for the benefit of consumers who may be damaged as a result of defective or incomplete job completion; for license law violations; and for the benefit of employees (or sub-contractors) who have not been paid wages that are due to them by the general contractor. Not all states require contractors to have a surety bond, but it is an important safeguard for homeowners. If you are doing a major home project or remodel and your contractor does not have a surety bond, either find another contractor who does or speak with your attorney and get professional advice before you proceed. Learn more about Surety Bonds

 

  • The Contractor's Liability Insurance Policy - A Contractors General Liability Insurance Policy is used specifically for coverage in the construction, home remodeling and building trades. This policy pays for damages to property and persons caused by the contractor. This insurance also covers a range of issues from accidents to negligence and oversight. Important: Be sure to ask the contractor to have his insurance agent send you a Certificate of Insurance naming you as an "additional insured" on the policy before any work begins. The Certificate will verify the contractor’s Commercial General Liability and Workers Compensation insurance and should be provided to you free of charge. 

 

  • The Workers' Compensation Policy - Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. It is very important that your contractor and all his helpers and subcontractors are covered by a Workers Compensation policy while working on your property. Otherwise you could end up liable for medical costs and more. Below you will find websites that will help you verify your contractors' license, surety bond, liability insurance and workers' compensation policy. 

 

  • Finding Qualified Flooring Installers - Even if your contractor has a license, bond, insurance and a valid workers compensation policy does not mean he is qualified to perform the quality of work you need preformed in your home. If you are installing high-end products, you need to hire a contractor that is qualified and experiences in installing the same high-end materials. This is why it is also important for you to ask for references, and verify references before you hire any contractor or carpet or flooring installer. Read my article about "How to Find a Qualified Carpet or Flooring Installer" to learn more. 

 

Always Verify Your Contractor's License Before You Hire

Is your Carpet or Flooring Installer required to be Licensed, Bonded & Insured? Select your state below to see if your carpet or flooring installer is subject to State Licensing Regulations. Also check to make sure everyone working on your property is covered by a valid Workers Compensation Policy.

AK - Contractors must be registered with the Department of Community and Economic Development.  To find out if a contractor is licensed in Alaska, call (907) 465-2546 or (907) 465-3035. To Verify Worker's Compensation Insurance visit: http://labor.state.ak.us/wc/exit.html  

AL - No state license required. To find out if a contractor is licensed in Alabama, call (334) 242-2839. 

AR - A state contractor's license may be required. To find out if a contractor is licensed in Arkansas, call (501) 372-4661. To Verify Worker's Compensation Insurance visit: http://www.awcc.state.ar.us/electron.html

AZ - Contractors must be licensed by the state. To find out if a contractor is licensed in Arizona call (602) 542 1525. To Verify Worker's Compensation Insurance visit: http://www.ica.state.az.us/HomePage/HOME_NCCI_Redirect.aspx

CA - Contractors must be licensed by the state.  To find out if a contractor is licensed in California, click https://www2.cslb.ca.gov/onlineservices/CheckLicenseII/checklicense.aspxTo Verify Worker's Compensation Insurance visit https://www.caworkcompcoverage.com/CoverageInfo.aspx  

CO - No state license is required. Check for license requirements at the local level. To Verify Worker's Compensation Insurance visit: http://www.colorado.gov/cs/Satellite/CDLE-WorkComp/CDLE/1248095316013

CT - Contractors must be certified by the state. To find out if a contractor is certified in Connecticut click call (860) 713-6135. To Verify Worker's Compensation Insurance visit: http://wcc.state.ct.us/online-services/coverage-verification-service.htm  

DC - Contractors must be licensed by the state.  To find out if a contractor is licensed in the District of Columbia call (202) 442-4311.

 

DE - No state license is required. Check for license requirements at the local level.

FL - Contractors must be registered or certified. To find out if a contractor licensed in Florida click https://www.myfloridalicense.com/wl11.asp

GA - A state license may be required. To find out if a contractor is licensed in Georgia, click https://secure.sos.state.ga.us/myverification/. or call (478) 207-1416. To Verify Worker's Compensation Insurance http://sbwc.georgia.gov/

 

HI - Specialty contractors must be licensed by the state. To find out if a contractor is licensed in Hawaii, click http://hbe.ehawaii.gov/cogs/search.html or http://www.ehawaii.gov/dcca/pvllist/html// or call (808) 587-3295.  

IA - Contractors must be licensed by the state.  To find out if a contractor is licensed in Iowa call 515-242-5871. To Verify Worker's Compensation Insurance visit: http://www.iowaworkforce.org/wc/links.htm

ID - No state license is required. Check for license requirements at the local level. To Verify Worker's Compensation Insurance visit: http://www.iic.idaho.gov/index.html

IL - Most contractors do not need to be licensed.

IN - No state license required. Check for license requirements at the local level.  

KS - No state license required. Check for licensing requirements at the local level.

 

KY - No state license required. Check for license requirements at the local level.

LA - Contractors must be licensed by the state. To find out if a contractor is licensed in Louisiana, call (800) 256-1392. To Verify Worker's Compensation Insurance visit: http://www.laworks.net/WorkersComp/OWC_EmployerMenu.asp

MA - A state license is required. To find out if a contractor is licensed in Massachusetts, click http://www.state.ma.us/bbrs/Hicsearch.htm  To Verify Worker's Compensation Insurance visit: http://64.73.26.43/Disclaimer.aspx

 

MD - A state license is required. To find out if a contractor is licensed in Maryland call (410) 230-6176. To Verify Worker's Compensation Insurance visit: http://www.wcc.state.md.us/wfms/online_cvs.html

 

ME - No state license is required. Check for license requirements at the local level.  

MI - Contractors must be licensed. To find out if a contractor is licensed in Michigan click on http://www.cis.state.mi.us/verify.htm. To Verify Worker's Compensation Insurance visit: http://www.dleg.state.mi.us/bwuc/wkrcomp/asp/sr_bwdc.asp

MN - A state license may be required. To find out if a contractor is licensed in Minnesota, call (651) 296-6319 or (800) 657-3978. To Verify Worker's Compensation Insurance visit: http://www.inslookup.doli.state.mn.us/

 

MO - No state license required. Check for license requirements at the local level.

MS - A certificate or license may be required. To find out if a contractor is has a certificate or license, call (800) 880-6161.

MT - Contractors must register with the Department of Labor and Industry if they have employees. To find out if a contractor is licensed in Montana, call (406) 444-7734.

NC - No state license is required. To find out if a contractor is licensed, call (919) 571-4183

 

ND - A state license may be required. To find out if a contractor is licensed in North Dakota, call (701) 328-3665.  

NE - A state license may be required. To find out if a contractor is licensed in Nebraska call (402) 595-3189. To Verify Worker's Compensation Insurance visit: https://inet.wcc.ne.gov/apps/npoc/(S(i2zauu3jr0tew4jan51fv2if))/NPOC0001Afrm.aspx

 

NH - No state license is required. Check for license requirements at the local level.

NJ - Registration is required by the state. To find out if a contractor is registered in New Jersey, call 609-984-7910. To Verify Worker's Compensation Insurance visit: http://pcov.njcrib.com/PcovA.aspx

NM - Construction contractors must be licensed by the state. To find out if a contractor is licensed in New Mexico, go to http://public.psiexams.com/search.jsp  or call (505) 827-7030 in Santa Fe, (505) 841-8020 in Albuquerque or (505) 524-6320 in Las Cruces. To Verify Worker's Compensation Insurance visit: http://www.workerscomp.state.nm.us/

NV - A state license may be required.  To find out if a contractor is licensed in Nevada, call 702-486-1100.  

NY - No state license is required. Check for license requirements at the local level. To Verify Worker's Compensation Insurance visit: http://www.wcb.ny.gov/content/ebiz/icempcovsearch/icempcovsearch_overview.jsp

OH - No state license required. General construction contractors may need to be licensed at the local level. Check with the city or county for licensing requirements. To Verify Worker's Compensation Insurance visit: https://www.ohiobwc.com/provider/services/mcolookup/nlbwc/default.asp

OK - No state license is required. To Verify Worker's Compensation Insurance visit: http://www.owcc.state.ok.us/ncci_coverage.htm

OR - Contractors must register with the Oregon Construction Contractors Board. To find out if a contractor is licensed in Oregon click https://ccbed.ccb.state.or.us/ccb_frames/consumer_info/ccb_index.htm or call (503) 378-4621. To Verify Worker's Compensation Insurance visit: http://www.cbs.state.or.us/wcd/operations/coverage/online_coverage.pdf

 

PA - No state license is required. Check for license requirements at the local level. To Verify Worker's Compensation Insurance visit: http://www.portal.state.pa.us/portal/server.pt?open=514&objID=552709&mode=2

RI - A state license may be required. To find out if a contractor is licensed in Rhode Island call (401) 222-1268. To Verify Worker's Compensation Insurance visit: http://www.dlt.ri.gov/wc/fraud_coverage.htm

SC - Contractors must be licensed by the state. To find out if a contractor is licensed in South Carolina call (803) 896-4696.

 

SD - No state license required. Check for license requirements at the local level.  To Verify Worker's Compensation Insurance visit: http://dol.sd.gov/workerscomp/coverage.aspx

TN - Contractors must have a state license. To find out if a contractor is licensed in Tennessee, call (615) 741-8307.  To Verify Worker's Compensation Insurance visit: http://www.tennessee.gov/labor-wfd/wcomp.html

TX – No state license is required. Check with your city or county for local requirements.  

UT - Contractors must have a license from the Division of Occupational and Professional Licensing. To find out if a contractor is licensed in Utah click https://secure.utah.gov/llv/llv

VA - Some construction contractors must be licensed. To find out if a contractor is licensed in Virginia, call (804) 367-8511.

 

VT - No state license is required. Check for license requirements at the local level.  

WA - Contractors must register with the Washington Department of Labor and Industries. To find out if a contractor is licensed in Washington, click https://fortress.wa.gov/lni/bbip/ or call (360) 902-5226. To Verify Worker's Compensation Insurance visit: https://secure.lni.wa.gov/verify/  

WI - No state license required. Check for license requirements at the local level. To Verify Worker's Compensation Insurance visit: https://www.wcrb.org/WCRB/CoverageLookup/CoverageLookupSearch.aspx

WV - Contractors must be licensed. To find out if a contractor is licensed in West Virginia, click call (304) 558-7890 or (877) 558-5134. To Verify Worker's Compensation Insurance visit: http://www.wvinsurance.gov/Default.aspx?tabid=73

WY - No state license is required. Contractors are licensed at the city or county level.  

 

 

Disclaimer: While I try hard to make sure all the information provided on this website is accurate and up-to-date, I do not guarantee that the information posted herein is complete, accurate or up-to-date since laws and regulations and websites are constantly changing. Please verify all information with your state offices or seek professional advice.  

 

I cannot guarantee that the information herein is completely accurate and up-to-date since laws and regulations and constantly changing. Please use this website at your own risk. All information for entertainment purposes only and is the sole opinion of the author.

 

 

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