Is Free Basic Carpet
Fletcher - Carpet Expert & Consumer Advocate
about those Carpet Installation Specials at Lowe's or Home Depot?
Here's what you need to know before you buy...
I'm sure you've
seen the plethora of TV ads offering FREE basic Carpet Installation from the big box
retailers like Lowe's and home Depot. You might want to do a little research
and investigation before you jump on that bandwagon.
Here is a
simple breakdown of some additional carpet installation fees you might
incur for a typical three-bedroom home that are not included in
their definition of a
"basic carpet installation"
Scam... Lure You in with FREE Basic Installation or $37.00
Ways They Get You To Pay More $$...
Removing your old carpet and padding.
Haul away your old carpet and pad to the dump fee.
28 feet of new transitions at the kitchen, baths and laundry doorways.
Carpet Installation on a flight of stairs.
Replace Damaged tackless strips.
Move several large pieces of furniture in and out.
cost to you for Carpet Installation
If you were to fall for one of those "Free Basic
Carpet Installation" gimmicks that you hear about on television or see
in the big box stores, you
could be hit with massive additional fees for hundreds more than you might expect because
none of the charges
shown above would be covered under their limited definition of a
"basic" carpet installation.
might not tell
you in advance about all the extra fees and charges that are not covered under their
limited definition of a basic installation until the installer shows up at your door
and starts adding up all the extra "non-covered" work that needs
to be done. The installer will then ask you to pay for the extra work and added duties that your job
Be prepared to write another check
or provide a credit card for the additional amount due for the added fees
What does a
Bond and Liability Insurance do to protect the homeowner?
plan to hire an
independent flooring installer or contractor and plan to pay him directly...
Here are a few things you need to consider very carefully...
designed to protect homeowners from shoddy workmanship or "fly-by-night"
contractors who do sub-par work or fail to address homeowner complaints. The
Contractors License is issued and enforced by the state in which you live, if
it is required. All State Contractor License Requirements
Surety Bond -
Is for the benefit of consumers who may be damaged as a result of unpaid
subcontractors or an incomplete job. A surety bond is there to ensure
project completion within the terms of the contract.
Contractor's Liability Insurance Policy - Pays
for damages to property and persons caused by the contractor. This insurance
also covers a range of issues from accidents to negligence and oversight.
Basically, if someone is injured or your property is damaged as a result of
a contractor's mistake, the policy will pay up to its limit.
Check to make sure the
contractor you hire is properly licensed with your state's
contractor's licensing agency, if required.
Check to make sure he has a
valid Surety Bond if required
by your state.
Check to make sure he has
a valid Business Liability Insurance Policy.
he has helpers, make sure he has a valid Worker's Compensation
Policy that covers each of the helpers by name. Ask to see the
policy and call the carrier to verify the premiums have been
paid and the policy is in full force. You are entitled to know the
full name of each and every person that is performing work or services
on your property. Ask for it before work begins.
You will want to
ask to have their insurance company put your name and jobsite address as an add-on
to his policy and email or fax you a copy of the policy showing you as an
additional rider prior to the actual installation. This is as
simple as having him call his insurance agent and asking for a
"rider" to be issued to you. They can fax it or email it to you as
well as send it via snail mail to the jobsite address. This insurance rider
may help protect you from being sued in the future should the installer or any
of his helpers be injured while
working on your property.
Your Installer Have Valid Workman's Compensation Insurance Policy?
Policy - Workers' compensation is a form of insurance
providing wage replacement and medical benefits to employees injured in
the course of employment in exchange for mandatory relinquishment of the
employee's right to sue his or her employer for the tort of negligence.
You may not be
protected from a lawsuit if the subcontractor or independent installer you
does not have a Workman's Compensation Insurance Policy to cover him
and all his helpers.
end up in a lawsuit if they are injured while
working on your property. Ask to see the workman's
compensation insurance policy or insurance card and make sure that anyone who
works on your property is named and fully covered by that policy.
policy up to date and have all the premiums been paid? It only takes a quick
phone call find out.
installation is provided by the Carpet Dealer and you pay the Dealer
directly for the total installation cost, the dealer is usually responsible
for making sure the installers he uses are fully licensed, bonded and
insured, if required by state or local laws. You still have every right to
ask the dealer for proof of licensing and verification of insurance
Check Your Contractor's References
that you check your carpet or flooring installer's references to make sure he does quality
work with the same grade and style of carpet or flooring you are purchasing. Ask for at least
four recent references and then take a day or two to make some phone calls to
I do not offer
or provide, suggest or imply any legal advice to you or anyone whatsoever and you should seek out
your own source of professional
legal advice as needed. You should contact your homeowners insurance agent to make sure you are
fully covered if you plan to hire any contractors or subcontractors to work on your property.
All information on this website is the opinion of the author and is not
intended to offer, provide or replace expert professional legal advice. There
are no warranties expressed or implied on this website. Seek expert legal
advice from an attorney if you have questions or concerns.
Basic carpet installation,
Lowe's carpet installation, home depot carpet installation, carpet installer license, carpet installer bond, carpet installer insurance, carpet installer workman's compensation, Carpet installation cost.
Contractor state liability surety bond and Worker's Compensation requirements.